Saturday, 21 December 2019

How to apply online pf form ( How To Withdrawal/Bank/Transfer PF online )



Steps to apply for EPF withdrawal online:


Step 1: Visit UAN portal by clicking button

Step 2: Login with your UAN and password and enter the captcha.
Credit all images : epfindia.gov.in
Step 3: Then, click on the tab ‘Manage’ and select KYC to check whether your KYC details such as Aadhaar, PAN and bank details are correct and verified or not.
Step 4: After the KYC details are verified, go to the tab Online Services’ and select the option ‘Claim’ from the drop-down menu. 

Step 5:  Click on the tab ‘Proceed For Online Claim’ to submit your claim form. 

Find UAN Number Using PF Number/Member ID/PAN Card

Step 1: First visit UAN member portal by click on below button .  
πŸ‘‰ Visit UAN Portal πŸ‘ˆ

Step 2: Find option 'Know Your UAN Status' link under the important links tab on the right-hand side of the website.

Step 3: You can check your uan number by entering either - PF member id or Aadhaar or Pan number.
Step 4: Fill rest of details such as name, date of birth, mobile, email id etc & click on get authorization pin.
Step 5:  Enter captcha code , & then Click button
Get Authorization Pin

Step 6: Enter the four digit authorization pin received on your registered mobile number to get UAN number.


Activate Your UAN Number Online

Step 1: First visit UAN member portal by click on below button.
πŸ‘‰Activate UAN NumberπŸ‘ˆ
Step 2: Find option 'Activate UAN ' link under the important links tab on the right-hand side of the website.

Step 3: UAN Activation can be done either through UAN, PAN or Aadhaar.
Step 4: After selecting one of three option mentioned above, enter personal details including the mobile number.
Step 5: A verification PIN will be sent to the mobile number. Once entered, select the “Authorize and Activate” option.


Link Aadhar Card With UAN & PF


Step 1: First visit Link Aadhar with UAN page by click on below button
πŸ‘‰Link Aadhar With UANπŸ‘ˆ
Step 2: Login to your account using your UAN and password.
Step 3: In the “Manage” section, click on the KYC option.
Step 4: A page opens where you can find a number of documents to link with your EPF account.
Step 5: Select the Aadhaar option and enter your Aadhaar number and your name as per your Aadhaar card and click on the save option.
Step 6: After you have saved your details, your Aadhaar will be verified from UIDAI’s data.

Step 7: On successful approval of your KYC document, you will successfully linked Aadhaar with EPF account.

Check Passbook Online PF

Check Your Account Passbook Online
Step 1: First visit UAN View Passbook page by click on below button
πŸ‘‰View Passbook OnlineπŸ‘ˆ

Step 2: Enter your username, password and captcha code for verification.
Step 3: Enter verification PIN received on your registered mobile number via SMS.
Step 4: That's it click on download button to get details in PDF file formate
Important Note:-
To avail the e-Passbook facility, you will have to compulsorily register on the EPFO official website.

Check Your PF Balance

There Are Three Ways Check Your EPF Account Balance Is Given Below.

  1. Check Balance By Missed Call 
  2. Check Balance By SMS & 
  3. Check Balance Online


Balance Check (Missed Call)
Call no :-  011 2290 1406

Balance Check (SMS)
Step 1: Send an SMS to mobile number 7738299899 
Step 2: write masaag boxt text to  EPFOHO UAN ENG  click send button.

Important Note:-

  1. Your Mobile Number Must Be Linked With UAN Number.
  2. Your Account Must Be KYC Verified To Check Balance By Missed Call &  SMS.

Friday, 20 December 2019

How to apply for mudra yojana loan offline - Pradhan Mantri Mudra Yojana | Mudra Bank Loan Application apply offline

How to apply mudra yojana loan offline 



Mudra Loan Official Website: http://www.mudra.org.in

COMPLETE STEPS TO GET LOAN

STEP 1: You can download Mudra Loan Application Form from this link – https://goo.gl/B846y5
STEP 2: To get the loan, the applicant should first contact the banks around him and gather the complete information about the loan process and interest rate.
STEP 3: Prepare documents and submit applications
STEP 4: After submitting the application form, the bank will scrutinize your documents, this process may take some days and after the processing of Loan, you will be given a check of the disbursement amount deposited in the bank account of the applicant.
Get loan like this - Process of taking a loan under the Mudra scheme is very simple. You will have to contact the nearest bank branch. Here you will find a form, You have to fill the form and submit it. On the basis of the form, once the bank will verify the place where you have to start work. Once verification happens, the loan will be sent directly to your account.
To withdraw money loan, an applicant (i.e. a borrower) must first identify his closest bank lender And go personally to the bank with your business plan . The loan application must be submitted with a comprehensive business plan, identity card, address proof and passport photographs. Once all the documentation has been completed, the bank will review the business plan and requirement. If approved, a loan from the bank will be sanctioned.

Documents Required*
  1.  Identity proof - PAN card/driving license,  ID, Aadhar card, passport
  2.  Residence proof -Recent telephone bills, electricity bill, property tax receipt (not more than 2 months old)
  3.  Cast proof - Proof of SC / ST / OBC / minority (if any)
  4. Proof of business/service (which you Appling loan for)-Copies of address proof/driving license/registration certificate/business entity ownership, identification and other documents related to addressing.
  5.  Details of the accounts of the existing bank, if any, (bank statement) (for the last six months)
  6.  Balance Sheet of the last two years of the unit with income tax/sales tax return etc. (Applicable for all cases of 2 lakh and above)
  7.  In the case of 1 year's estimated balance sheet working capital limit, if there is a term loan then the estimated balance sheet of the entire duration (applicable for all cases of 2 lakh and above)
  8.  Sales received during the current financial year up to the date of submission of application.
  9. Project ReportWhere the applicant is taking loans for the business, where the resource is required, how much approximation (approx) profits will be by taking a loan, and from where the applicant would like to buy all the resources and goods, all these things A detailed project is created and submitted with the documents,
  10.  Partnership Deed (in the case of partnership firm) etc. (According to Indian company Clause, agreement of participation of all the partners of the registered company)
  11. Statement of asset & liabilityThis loan applicant and applicant company get without guaranty, so it is necessary for the individual applicant and company applicant to give details of the ownership and liability (in the absence of third-party guarantee) to know the net-life Can be asked.
  12.  Photos of owners / Partners (two copies)
      Note*: - Not downloaded from the Internet, visiting the bank and the certified statement from the bank

Eligibility for borrowing under the Mudra scheme

The first condition of borrowing under the money bank scheme is that they should be an Indian citizen.
Any Indian citizen or firm who wants to start his business in any field (other than agriculture)Or you want to extend your current business and financial needs is up to Rs. 10 lakhs. He can apply for a loan under the Mudra Loan Scheme
Apart from this, business women doing the business of papad, pickle etc. will also be given loan by the bank. Loans have also been provided to those who have a small shop, beauty parlour, mechanic, tailor, potter and so on.
The farming industry is not covered under this scheme, But vegetable traders and fruit traders can benefit from this scheme.
Considering the efficiency of the LOAN applicant, the type of industry and the need of the industry (cash requirement), it is decided whether LOAN will be sanctioned or not.

Types of Pradhan Mantri Mudra Yojana loans:

Pradhan Mantri Mudra Yojana – PMMY has issued 3 types of loans for applicants. The loan types are listed below:

  1. Shishu: This Shishu loan is issued for the people who required lesser funds. The applicant will get a loan up to Rs 50,000 under this stage
  2. Kishor: Kishor loan is an issue for the people who are already started their business and want some funds to improve their business. The applicant will get a loan between Rs 50,000 to Rs 5 Lakh.
  3. Tarun: In this stage, an applicant will get the highest loan amount and required eligible conditions. The applicant will get the loan above Rs 5 Lakh and up to Rs 10 lakh.

About Mudra Yojna Loan

  1. Full Name: Micro Units Development & Refinance Agency Ltd.
  2. Name of the plan: Mudra loan scheme
  3. Website: Visit on http://www.mudra.org.in/ 
  4. By whom plan started: By Prime Minister Narendra Modi
  5. Date of Plan launch: 8 April 2015
  6. Loan Amount: 50,000 to 10 lakh
  7. The interest rate on Mudra loan: Compared to other bank's interest rate, there is very little and cheaper
  8. E-mail: help@mudra.org.in
  9. Payment period of mudra loan: Can be extended to 5 years...( (60 tenure))
  10. Helpline Numbers: Call – 1800 180 1111, call – 1800 11 0001

If a person wants to start their business or want to pursue their current business, The Indian government has launched Mudra (Micro Units Development Refinance Agency) Scheme to promote small-scale industries. Loans are provided on without guarantee processing fees are charged for providing a loan under the Mudra schemeThe repayment period of Mudra loan can be extended up to 5 years. Facilities of Mudra card by the bank, “RUPAY” (accepted in all ATM’s)

Take a loan from government on fake documents,Giving wrong information to the government, unintentionally not submitting / refunding the loan or using the loan amount for some other purpose, This is all a legal offence, For which the applicant can be fined up to jail, And in the future, the possibility of getting a job in any government organization, And you will be banned from taking bank loan,Please do not abuse government help|

Thursday, 19 December 2019

How To Apply for Aadhar Housing Finance Loan Step By Step Explanation

How To Apply for Aadhar Housing Finance Loan Step By Step Explanation

How to fill the online form for an Aadhar Housing loan?

Answer:
For the base loan, you have to complete the online form, all this information is given below in full detail.
Fill this form right after you understand this complete information.

Firstly, you will have to go to the official website of the department (www.aadharhousing.com) to get the base loan, or fill out this form by clicking on the button "APPLY LOAN NOW"


Now all information is given with the following photos.

Step1 

 Credit:-www.aadharhousing.com

In the website, you can select the type of loan you want by clicking on "select an option". 

Step2

  1.  Write your true name in the Aadhaar card
  2. Give your email id, so that you can contact.
  3. 3. Put your own mobile number.
  4. If you work in an office, enter the landline number (if not to leave).
  5.  Enter the date of birth which is in the Aadhaar card.

Step3

  1.  According to the Aadhar card, select which state you live in.
  2. After selecting the state, select the basis which is close to you.
  3.   Enter your PIN code (found on the Aadhaar card).

Step4

  1.  What type of work you are doing (such as salaried (no job), self-employed (self-employed) other).
  2.  What work do you need for a loan (like buying a room, buying a home, buying a house)?
  3.  How much loan amount is needed?
  4.  What is your monthly income? 
  5.  If you call from the loan department, then what should be the right time to call you?

Step5

After filling all this information, you can select all the term and click on Submit, now your online form is completed.
After all this, you will call from the base loan department a few days later, then you have to go there by taking a document, after looking at all those papers, if they think a that you can repay the loan, Will give a check

Apply Loan Now

What is Aadhar Card Home Loan?

Answer:
If you want to make your home. And you do not have enough money for it.Also if you want to start your own business And your economic situation is not strong.You want to get a loan to increase your business.But you do not have documents for any property. Those who take the loan as a guarantee in the bank.You can get a loan up to Rs 25 lakh on Aadhar card. You do not need any guarantees in order to get a loan on Aadhar card. You can apply for Aadhar Card Home Loan online at the bank or online.
Any citizen of India can avail loan through Aadhar Card Home Loan.The government of India is operating the Aadhaar Card Loan Scheme to strengthen the economic status of the citizens of the country.Discounts are also provided to farmers under this scheme.

Some conditions for obtaining Aadhar Card Home Loan*

  1. The applicant must have the Aadhar card to get a loan from the Aadhar card. 
  2. The age of the applicant should be above 18 years.
  3. Applicants should be a citizen of India.
  4. The applicant seeking a loan from Aadhar Card should be eligible to repay the loan. 
  5. The applicant must have a PAN card and bank account in addition to the Aadhar Card. 
  6. The loan taker should have some source of income from which he is able to repay the loan. 
  7. To apply for Aadhaar card loan, it is necessary to have a mobile number, email ID, address.

Assistance / required information

Toll-Free Number:- 1800 300 42020

If you have any problem in taking a loan or you do not understand anything, then you can get information by calling the toll free number isisree of charge in your preferred language by talking to the customer care.

Importance of Aadhar Card in Loan?

Answer:
Any citizen of India can avail loan through Aadhar Card Home Loan. To get a loan, it is necessary to have an Aadhar Card.

The government of India is operating the Aadhaar Card Loan Scheme to strengthen the economic status of the citizens of the country. Discounts are also provided to farmers under this scheme.

Aadhaar card has been compulsory for almost every work of today. Where the Government of India has mandated Aadhaar card in all government schemes. The same has now made the Aadhar card mandatory for any work in the private institution. A lot of features are also being received from the Aadhar card. Now through Aadhaar card, we can also get Aadhar Card Home Loan.

The government of India is providing loan on Aadhaar card.
Any Aadhaar card holder can get loan up to Rs.25 lakhs on Aadhaar Card.

Wednesday, 18 December 2019

How to see your name in Ayushman Bharat Yojana

How to see your name in the beneficiary list of Ayushman Bharat Yojana

Credit: Ayushman Bharat Yojana

First, go to mera.pmjay.gov.in
  1. You will now have to fill your mobile number and the given captcha code on this page.
  2. After this, click on Generate OTP link.

  1. After filling the OTP, something like this will open your page. On this page, you will first have to select your state.
  2. After that, you have to select the category from which you can select from among the given options.
  3. Whatever category you select, you must enter its details.
  4. Then click on the search/search link.


If you are the beneficiary of this scheme then your full details will be available to you.

Note - Your name is in the beneficiary list yes or not or you can find it by telephone or you can also know by visiting your nearest panchayat home.

Ayushman Bharat Yojana Toll-Free Number - 14555

What is Ayushman Bharat Scheme - Ayushman Bharat Yojana?

Answer:
Ayushman Bharat Scheme is an insurance scheme making by Government of India, under which insurance scheme has been started for the health of the poor people of our country. The poorer people of our country are unable to provide treatment for major diseases and they die due to non-treatment.

This was a matter of great concern for the Government of India while giving relief to the poor, Finance Minister Arun Jaitley has announced the Ayushman Bharat Scheme. Under this scheme, all the poor people will be insured in very small amount, so that they can avail of insurance if needed.

Under this scheme, about 50 million people will be given a free treatment of Rs 5 lakh annually. Central Government's plan is to cover almost 10 million households in the country under this scheme. 60% of the expenditure in this scheme will be accounted for by the Central Government and 40% by the State Government.

 Ayushman Bharat Yojana Eligibility


  1. He should be a resident of India.
  2. A list of the beneficiaries of this scheme has been issued in which any person can register his name to find the website of Ayusham Bharat on https://mera.pmjay.gov.in/  or helpline Can also call number 14555.
  3. Firstly, according to the 2011 census, people living below the poverty line will get the benefit of this scheme. You can get this information from your Panchayat and when the scheme is implemented, then the list of families online will be provided by the government, which falls under this scheme.
  4. To avail of this scheme, anyone identity card will be required to know that you are a resident of India.
  5. Aadhaar card will not be mandatory for this scheme, as the order of the Supreme Court can be availed of without any basis card of any government scheme of India.


 Ayushman Bharat Yojana Important Documents


  1. You should have any identification letter from which you can tell your Indian citizenship.
  2. There should be an account in the bank.
  3. In addition to this, you must have a document of ration card, income certificate, etc.   


 How much money will be required to get insurance:-

To avail this insurance, you will have to deposit 1000 to 1200 rupees per year as premium. This amount will be for the whole family. And 5 lakhs of insurance can be claimed every year. For more information, you can visit the website of Ayushman Bharat Scheme.

Benefits of Insurance in Ayushman Bharat Yojna - Ayushman Bharat Yojana Profit


(1) Under this scheme, poor people will have to spend fewer rupees on health insurance, which will lead to their economic growth.

(2) Good hospitals will get good health facilities.

(3) The treatment of major diseases will also be done in lower rupees.

(4) The poor will not have to borrow any money from them for the treatment of their health, which will reduce their economic burden.

(5) Benefits of all good medical facilities and each member will not have to insure separately.

(6) No matter how big the family is, every person will get the benefit of this insurance.

(7) All the features of this scheme will be implemented from the first day of taking this policy.

(8) In case if the patient is admitted to the hospital then allowance for arrival will also be given (transportation allowance at a fixed rate).

(9) Under this scheme, any person who takes an insurance policy will not have to pay a single rupee in the hospital. All this will be cashless. The person who has insured will have to show his insurance documents in the hospital then the hospital will be notified by the insurance company and the insurance company will confirm it as soon as the hospital will start treating you without any rupees.

(10) Central Health Minister, J.P. Nadda said that the government's ambitious 'Ayushman Bharat Yojana' will no charge include medicines and screening expenses of 3 days prior to hospitalization and 15 days later.

Which diseases will be able to cure -

 Maternal Health and Delivery Facilities, Neonates and Children's Health, Teen Health Facility, Contraceptive Facility

 And the facility of managing infectious, non-infectious diseases will be a separate unit for the treatment of eye, nose, ear and throat disease. Apart from this, the treatment of the elderly will also be facilitated.

 More than 13 hundred diseases and related packages have been included in the treatment in nearly ten thousand hospitals covered in Ayushman Yojana.

 This includes all things like cancer surgery, heart bypass surgery, eye-tooth operation, CT scan, MRI. The government has also released helpline number for the convenience of the people.

You can call 14555 and get any information, advice or suggestions related to the plan.

Purpose of Ayushman Bharat Scheme -

The main purpose of this scheme is to provide good health services to the poor. There are many other objectives of this scheme which we have explained point-wise.

Providing accessible health insurance - Nowadays it is very difficult to ensure the health and it is almost impossible for poor people to ensure health insurance. And many fake insurance companies take money from people but they do not get the sum insured when they claim insurance.

In order to get health insurance, there are several conditions for other insurance companies that do not allow people to take full advantage of insurance. And health insurance companies ensure each person separately and they all have different rules and conditions, which poor people can not afford.

But there will be no such conditions in the Ayushman Bharat Insurance Scheme, and for this insurance scheme, only a small amount of money has to be collected once a year.

Reduction of untimely deaths from diseases - This scheme will help the poor people, which will reduce the death of untimely because most poor people are unable to provide their
When will the Ayushman Bharat Scheme begin?

The announcement of the commissioning of the Ayushman Bharat Yojana was made in the budget of 2018, the date of its commencement is September 23, 2018.

Tuesday, 17 December 2019

What is Network Marketing? Benefits of network marketing


What is Network Marketing

Answer:
Network Marketing is a business system that can help your business grow bigger with the help of each other. We also call it 'Multi-Level Marketing'. At present, the Network Marketing franchisee is known as a double business due to business and traditional business. Many companies worldwide are doing great work in their business with Network Marketing. And people who are connected with it can earn good money from them.


NETWORK MARKETING is a system of
moving products from the manufacturer to
the consumers thru a network of users,
retailers and network builders. 
It is a type of DIRECT SELLING where distributors are compensated in both selling the PRODUCTS
and the BUSINESS OPPORTUNITY.

Network Marketing is a channel to sell
goods or service through a network of
independent distributors from the
manufacturing plant straight to the end
consumers.

Multilevel Marketing

Explanation: Multilevel marketing is a marketing strategy where direct sales companies encourage new dealers to recruit goods and services to facilitate the sale of goods and services to their existing distributors. Distributors are compensated only for the sales received from them, but they also get sales revenue from other dealers filled.

Benefits 

  1. Being own boss
  2. Time freedom
  3. Financial Freedom
  4. Extra Income
  5. Early Retirement
  6. Personality Development
  7. Nomination Facility-Giving secure future for your family
  8. Cars, Home, Vacation, Quality life
  9. Rewards, Recognition, Foreign Trips

What is Direct Selling or Network Marketing?

Direct sales or network marketing means
 Dynamics of distribution for marketing products and services to customers is a fast-growing channel.

Direct sales or network marketing directly marketing products or services directly to the users face-to-face, at other places in homes, from permanent placements at the workplace to the nearest distance. Direct sales are redistributed directly to live vendors when directly or through a personal exposure by independent vendors.