The 7 Best Quiet Air Purifiers: Provide Better Coverage Area

The 7 Best Quiet Air Purifiers: Provide Better Coverage Area

 The 7 Best Quiet Air Purifiers: Provide Better Coverage Area

1. Quiet Air Purifier With Washable Filter By Blueair

Blueair Blue Pure 411 Air


  • This is energy efficient and uses only 1.5 to 10w of electricity.
  • This will capture 99 percent of 2.5 pm polluted particles.
  • It comes in 3 varieties according to coverage area.
  • All filters are easily recycled.


  • It will only cover 161 square feet of area.

Smart city scheme

 Smart city scheme

Smart city scheme

The decision has been taken by the government to make 100 cities in the country as smart cities.  A scale has been prepared for at least one Smart City in all the states, for which the state governments have been asked to send a list of cities in their state in 15 days.  On 25 June 2015, Prime Minister Narendra Modi himself has pioneered the Smart City project in front of the people of the country.

 Union Urban Development Minister Venkaiah Naidu said that each state will have a smart city.  He said that the work of smart city will be done in two phases, first construction of new smart city, second renovation of Purani city.

 For the new Smart City, there is a plan to give a Smart City between the two big cities.

 The city which has a population of more than 1 lakh will be made a smart city.

 In cities that need to be made a smart city, it is necessary to have a transport arrangement with the Municipal Corporation, the electricity system and the water system. Also, IT should be a city.

 It has also been said that a Smart City will help the development of the nearest city.

 The names of the cities of Uttar Pradesh have been included in the smart city the most.

 Benefits of Smart City: 

  •  The Maha cities that are in the country get all the facilities, then they should have the technical knowledge, this practical knowledge, the students here are smart in comparison to the general urban people in every sense, so the arrival of Smart City in every state all  Will be effective for
  •  Development is very slow in small villages, so the arrival of Smart City will help in the development of these villages.
  •  The students of small cities also get very good examples of art and knowledge, but they do not get the proper platform, but due to projects like Smart City, they too will get the opportunity to move ahead on time and a little easier.
  •  In smart city, external companies will open their company, which will provide employment and control in poverty.
  •  This dream of smart city is very big, if the road map with which it is being brought will be worked with sincerity in the same direction, then India will definitely be counted in the smart country one day.
  •  On 25 June 2015, Prime Minister Narendra Modi placed the concept of Smart City in front of the countrymen, in which he addressed the countrymen directly and said whether your city is right to become a smart city or not.  It will only decide your city.  Modi ji defined the concept of smart city by saying a line "A city that is two steps ahead of the needs of the citizen."
  •  Some criteria have been prepared for a smart city, the city which will have all these properties will be included in the smart city. A city will be called a smart city if it has all these properties.

 The criteria for smart city are as follows: 

  •  There should be 24-hour electricity and water facilities.
  •  There should be proper transport facility in the city.
  •  There should be proper classification of roads under which pavements and vehicle paths should be properly constructed.
  •  There should be high-tech transportation. Public transport should be smooth.
  •  There should be greenery in the city.
  •  The cities have been enlarged under a good plan.
  •  There is a wifi signal in the entire city.
  •  There will also be a smart police station in the city.

 Prime Minister Narendra Modi has requested the people of the country to give full support in his speech.  Just as the Swachh Bharat Mission has more active people and media than the government, similarly all citizens will also have to be aware in making their city a smart city.

 Prime Minister Narendra Modi openly praised the media, the way the media has been making everyone aware about the cleanliness campaign, it is commendable.  Modi ji has made everyone participate in the development of the country.

 A budget of 48 thousand crore rupees has been prepared by the Center for the smart city. Apart from this, two schemes have been launched by the government.  After examining all these three schemes, the government has started itself in the context of Modi ji.  Along with this, the states and municipal corporations have also been invited to give their opinion.

 Smart city is an unprecedented large-scale scheme that needs everyone's cooperation to give it a basic shape.

 The work of the country's first Smart City (GIFT) started in the year 2011 itself.

 Prime Minister Modi has also started the development of a smart city development in Gujarat. In 2011, Modi ji started work near Ahmedabad, which has been named Gujarat International Financial Tech (GIFT).  This Gujarat International Financial Tech will act as an example for other smart cities.

 This decision of Smart City will be very good for all of us.  For the development of the country, development of cities is necessary and at the same time it is very important to improve the outline of the village.  For which it is necessary to have a smart city in every state.  And the day this work is done, the development of the country will be rapid.

 Smart City is such a concept that will bring all of us closer to the digital world. With the speed of science, we will all have mental development.  In us and western countries there is only difference of digitization.  Our growth rate is low due to our distance from the digital world.  If we decide this distance, then we will easily stand in the count of developed country.

 Modi ji has made it clear in his speech that this smart city scheme is not starting from top to bottom, in which for the first time the Municipal Corporation and the municipality will talk about the information and problems of their city.  To make people aware, Mr. Modi also gave the slogan of #Mera Shahar Mera Sapna (My city is my dream). Now work in this direction will start from a low level.

Prime Minister Shram Yogi Mandhan Pension Scheme

Prime Minister Shram Yogi Mandhan Pension Scheme

Prime Minister Shram Yogi Mandhan Pension Scheme

Prime Minister Shram Yogi Mandhan Pension Scheme was announced by Prime Minister Narendra Modi in the Interim General Budget 2019, the ambitious pension scheme of the workers of the unorganized sector of the country.  Under the scheme, unorganized sector workers / laborers will get a monthly pension of at least three thousand rupees after completion of 60 years or after retirement.

Key information of the scheme: 

The scheme was launched on 15 February 2019.  The total budget of the scheme is 500 crores.

To avail the benefit of Prime Minister Shram Yogi Mandhan Pension Scheme, the minimum age should be 18 years and maximum age should be 40 years.  Due to this, people of younger age and older age will not be able to avail the scheme.

Under this scheme, workers with a monthly income of less than 15 thousand rupees, who are between 18 and 40 years of age, according to their age, can contribute from 55 to 200 rupees and after the age of 60, at least three thousand rupees.  Can get monthly pension of Rs.

In this scheme, the government will also fill the amount of premium equal to the premium given by you.  Which means there will be a 50-50% partnership between the government and the beneficiary.

The main objective of Pradhan Mantri Shramayogi Maandhan Yojana is to provide financial assistance to the unorganized sector workers after the age of 60 years.  So that they do not have to face financial crisis after retirement.

For this scheme, 3.13 lakh centers have been set up across the country.  The registration process for the scheme is going on from 15 February.  Large networks of LIC have been used to register for the scheme.

Prime Minister Shram Yogi Maandhan Yojana Application Form and Procedure: 

The Prime Minister can apply for Shram Yogi Maandhan Yojana at the Common Service Center of the Panchayat, besides online registration.

To apply for this scheme, one has to go to the Common Service Center (CSC) nearby with Aadhar card and bank account information.

Here, after taking all the information from the service center, the officers of the service center will register in the scheme on the basis of the age of the applicant, on the same basis, the applicant will have to pay a premium.

The premium amount for the first month will be deducted by the account wallet of the CSC officer, after which the applicant will have to pay the cash in cash to the CSC officer.

The applicant's online Labor Yogi pension number will be generated as soon as the officer makes an online payment.  And also a separate receipt of the signature of the applicant will be generated.

The officer will print out this receipt, take the signature of the applicant on it, and then scan it and upload it to the site.  After this, the applicant's Shram Yogi card will be generated, which will be given out after printing.

Finally, after the confirmation of the bank account, the premium debit will start every month, the information of which will also be available to the applicant through the message in the mobile.

Under the contribution chart given below, understand how much premium will have to be paid: 

Prime Minister Shram Yogi Mandhan Pension Scheme

In case of abandonment of the scheme: 

 If someone leaves the scheme within 10 years after starting the scheme, the amount he had deposited as premium so far will get that amount along with interest.

If a person leaves the scheme after 10 years of starting the scheme but before 60 years, he gets the premium amount plus interest, pension fund interest rate or simple account interest rate, whichever is higher.

On death (before 60 years) - If a person participates in the scheme, and also collects the premium continuously, but if he dies in the middle, then his spouse can continue the scheme.  , And can collect further premiums.  But if he does not want to continue the scheme further, he can leave it in the middle, he will be given the deposit, along with interest by the government.  If the holder and his / her nominee's spouse also dies, the entire deposit will go to the Pension Fund.

Death after 60 years - If a person dies after the age of 60, then his spouse will continue to get 50% of the pension amount received under this scheme.

Prime Minister Kisan Samman Nidhi Yojana

Prime Minister Kisan Samman Nidhi Yojana

Prime Minister Kisan Samman Nidhi Yojana

 The Pradhan Mantri Kisan Samman Nidhi Yojana was announced by the PM Modi government during the interim budget.  

Under this beneficial scheme, small farmers of the country will be given a support amount of Rs 6000 every year directly in their bank account.  

Earlier, through the Pradhan Mantri Kisan Samman Nidhi Yojana, small and marginal farmer families, who own 2 hectares or less land, had decided to provide assistance at the rate of Rs 6000 per year, but now all the farmers will get the benefit of this scheme.

Kisan Samman Nidhi Yojana will benefit about 14.5 crore farmers of the country.

6000 rupees will be given to the farmers in three installments every year.

75,000 crores has been allocated by the Central Government for the Prime Minister Kisan Samman Nidhi Yojana.

This scheme has been started with the hope of doubling the agricultural income of farmers by the year 2022.

Key points of the plan: 

  •  The scheme was launched by Prime Minister Narendra Modi on 24 February 2019 from Gorakhpur district in Uttar Pradesh. 
  • The central government will spend 100% in this scheme.
  • The first installment of the scheme was sent to the bank account of the farmers on Rs. 
  • 2000 / - on 24 February 2019, the second installment was sent in March.  
  • The third installment of Pradhan Mantri Kisan Samman Yojana is being transferred to farmers from 1 August 2019, this is the last installment of this year.
  • So far, 2-2 thousand rupees of the first and second installments have been transferred to the bank account of about 6 crore 15 lakh farmers.
  • Financial assistance will be provided to needy small and marginal farmers under this scheme. 
  • Which they can use to increase crop production.  The scheme aims to double farmers' income by 2022.
  • One can apply online or offline to get the benefit of Pradhan Mantri Kisan Samman Nidhi Yojana.

To apply for the Pradhan Mantri Kisan Samman Nidhi scheme offline, farmers can get the form from their Gram Panchayat or nearby CSC center. After this, farmers can fill this form with their required documents and submit it to the Gram Panchayat.

Farmers have to get registered with the Department of Agriculture to take advantage of this scheme, along with the necessary documents such as revenue records, bank account numbers, mobile numbers and Aadhaar numbers.

 If there is any confusion about the application in this scheme, farmers can contact their accountant.  It is the Lekhpal who verifies that you are a farmer.

To know about this scheme and to solve the problem related to it, farmers email PM-KISAN Help Desk (PM-KISAN Help Desk) from Monday to Friday ( and phone number 011-  You can also contact on 23381092 (Direct HelpLine).

While applying for the scheme online, the farmer has to have his Aadhar card number, voter ID card and bank account number, as well as the information of the farm, such as the size of the farm, how much land is to be given.  Apart from this, if the farmer comes from SC / ST category, then he will have to give a certificate.

After applying, the list of the names of the farmers benefited by the Pradhan Mantri Kisan Samman Nidhi Yojana is put in the Gram Panchayat, along with the SMS is sent on the mobile of the farmers who are to get the benefit of the scheme.

Employees doing government jobs (excluding Class IV / Group D employees) and farmers getting pension of more than 10 thousand will not get the benefit of this.  Along with this, if other professionals like doctors, lawyers, do farming then they are also not eligible for benefits.  Apart from this, people who file income tax returns also cannot avail of this.

The official website has been launched by the Central Government for the Kisan Samman Yojana - Central Government List of beneficiary farmers based on the data of farmers uploaded on this site by the state government  will issue.

To see the list of beneficiary farmers under Pradhan Mantri Kisan Samman Nidhi Yojana: 

  1.  First of all, visit the official website of Kisan Samman Nidhi Scheme
  2. After this, click on the button of 'LG Directory' on the home page of this site.  After clicking this button a new web page will open in which you will see two options, Rural (Rural) and Urban (Urban).
  3. Select it according to your relevant field, as well as click on the button "Get Data" in front of it.
  4. After this, select the name of the state, district, tehsil and village for the rural area and select the state, district, and ward number for the urban area.
  5. After filling all the information, click the submit below.  
  6. After this, the list of beneficiary farmers will be displayed.

How to apply online pf form ( How To Withdrawal/Bank/Transfer PF online )

Steps to apply for EPF withdrawal online:

Step 1: Visit UAN portal by clicking button

Step 2: Login with your UAN and password and enter the captcha.
Credit all images :
Step 3: Then, click on the tab ‘Manage’ and select KYC to check whether your KYC details such as Aadhaar, PAN and bank details are correct and verified or not.
Step 4: After the KYC details are verified, go to the tab Online Services’ and select the option ‘Claim’ from the drop-down menu. 

Step 5:  Click on the tab ‘Proceed For Online Claim’ to submit your claim form. 

Find UAN Number Using PF Number/Member ID/PAN Card

Step 1: First visit UAN member portal by click on below button .  
👉 Visit UAN Portal 👈

Step 2: Find option 'Know Your UAN Status' link under the important links tab on the right-hand side of the website.

Step 3: You can check your uan number by entering either - PF member id or Aadhaar or Pan number.
Step 4: Fill rest of details such as name, date of birth, mobile, email id etc & click on get authorization pin.
Step 5:  Enter captcha code , & then Click button
Get Authorization Pin

Step 6: Enter the four digit authorization pin received on your registered mobile number to get UAN number.

Activate Your UAN Number Online

Step 1: First visit UAN member portal by click on below button.
Step 2: Find option 'Activate UAN ' link under the important links tab on the right-hand side of the website.

Step 3: UAN Activation can be done either through UAN, PAN or Aadhaar.
Step 4: After selecting one of three option mentioned above, enter personal details including the mobile number.
Step 5: A verification PIN will be sent to the mobile number. Once entered, select the “Authorize and Activate” option.

Link Aadhar Card With UAN & PF

Step 1: First visit Link Aadhar with UAN page by click on below button
Step 2: Login to your account using your UAN and password.
Step 3: In the “Manage” section, click on the KYC option.
Step 4: A page opens where you can find a number of documents to link with your EPF account.
Step 5: Select the Aadhaar option and enter your Aadhaar number and your name as per your Aadhaar card and click on the save option.
Step 6: After you have saved your details, your Aadhaar will be verified from UIDAI’s data.

Step 7: On successful approval of your KYC document, you will successfully linked Aadhaar with EPF account.

Check Passbook Online PF

Check Your Account Passbook Online
Step 1: First visit UAN View Passbook page by click on below button

Step 2: Enter your username, password and captcha code for verification.
Step 3: Enter verification PIN received on your registered mobile number via SMS.
Step 4: That's it click on download button to get details in PDF file formate
Important Note:-
To avail the e-Passbook facility, you will have to compulsorily register on the EPFO official website.

Check Your PF Balance

There Are Three Ways Check Your EPF Account Balance Is Given Below.

  1. Check Balance By Missed Call 
  2. Check Balance By SMS & 
  3. Check Balance Online

Balance Check (Missed Call)
Call no :-  011 2290 1406

Balance Check (SMS)
Step 1: Send an SMS to mobile number 7738299899 
Step 2: write masaag boxt text to  EPFOHO UAN ENG  click send button.

Important Note:-

  1. Your Mobile Number Must Be Linked With UAN Number.
  2. Your Account Must Be KYC Verified To Check Balance By Missed Call &  SMS.

How to apply for mudra yojana loan offline - Pradhan Mantri Mudra Yojana | Mudra Bank Loan Application apply offline

How to apply for mudra yojana loan offline - Pradhan Mantri Mudra Yojana | Mudra Bank Loan Application apply offline

How to apply for mudra yojana loan offline


STEP 1: You can download Mudra Loan Application Form from this link –

STEP 2: To get the loan, the applicant should first contact the banks around him and gather the complete information about the loan process and interest rate.

STEP 3: Prepare documents and submit applications

STEP 4: After submitting the application form, the bank will scrutinize your documents, this process may take some days and after the processing of Loan, you will be given a check of the disbursement amount deposited in the bank account of the applicant.

Get loan like this - Process of taking a loan under the Mudra scheme is very simple. You will have to contact the nearest bank branch. 
Here you will find a form, You have to fill the form and submit it. On the basis of the form, once the bank will verify the place where you have to start work. 
Once verification happens, the loan will be sent directly to your account.

To withdraw money loan, an applicant (i.e. a borrower) must first identify his closest bank lender And go personally to the bank with your business plan . 
The loan application must be submitted with a comprehensive business plan, identity card, address proof and passport photographs. 
Once all the documentation has been completed, the bank will review the business plan and requirement. 
If approved, a loan from the bank will be sanctioned.

Documents Required*

Identity proof - PAN card/driving license, ID, Aadhar card, passport.
 Residence proof -Recent telephone bills, electricity bill, property tax receipt (not more than 2 months old).
 Cast proof - Proof of SC / ST / OBC / minority (if any).
Proof of business/service (which you Appling loan for)-Copies of address proof/driving license/registration certificate/business entity ownership, identification and other documents related to addressing.
 Details of the accounts of the existing bank, if any, (bank statement) (for the last six months)
 Balance Sheet of the last two years of the unit with income tax/sales tax return etc. (Applicable for all cases of 2 lakh and above)
 In the case of 1 year's estimated balance sheet working capital limit, if there is a term loan then the estimated balance sheet of the entire duration (applicable for all cases of 2 lakh and above)
 Sales received during the current financial year up to the date of submission of application.
Project Report – Where the applicant is taking loans for the business, where the resource is required, how much approximation (approx) profits will be by taking a loan, and from where the applicant would like to buy all the resources and goods, all these things A detailed project is created and submitted with the documents,
 Partnership Deed (in the case of partnership firm) etc. (According to Indian company Clause, agreement of participation of all the partners of the registered company)
Statement of asset & liability – This loan applicant and applicant company get without guaranty, so it is necessary for the individual applicant and company applicant to give details of the ownership and liability (in the absence of third-party guarantee) to know the net-life Can be asked.
 Photos of owners / Partners (two copies)

   Note*: - Not downloaded from the Internet, visiting the bank and the certified statement from the bank

Eligibility for borrowing under the Mudra scheme

The first condition of borrowing under the money bank scheme is that they should be an Indian citizen.
Any Indian citizen or firm who wants to start his business in any field (other than agriculture)Or you want to extend your current business and financial needs is up to Rs. 10 lakhs. 
He can apply for a loan under the Mudra Loan Scheme
Apart from this, business women doing the business of papad, pickle etc. 
will also be given loan by the bank. 
Loans have also been provided to those who have a small shop, beauty parlour, mechanic, tailor, potter and so on.

The farming industry is not covered under this scheme, But vegetable traders and fruit traders can benefit from this scheme.
Considering the efficiency of the LOAN applicant, the type of industry and the need of the industry (cash requirement), it is decided whether LOAN will be sanctioned or not.

Types of Pradhan Mantri Mudra Yojana loans:

Pradhan Mantri Mudra Yojana – PMMY has issued 3 types of loans for applicants. The loan types are listed below:

1 Shishu: This Shishu loan is issued for the people who required lesser funds. 
The applicant will get a loan up to Rs 50,000 under this stage

2 Kishor: Kishor loan is an issue for the people who are already started their business and want some funds to improve their business.
The applicant will get a loan between Rs 50,000 to Rs 5 Lakh.

3 Tarun: In this stage, an applicant will get the highest loan amount and required eligible conditions. 
The applicant will get the loan above Rs 5 Lakh and up to Rs 10 lakh.

About Mudra Yojna Loan

Full Name: Micro Units Development & Refinance Agency Ltd.

Name of the plan: Mudra loan scheme

Website: Visit on 

By whom plan started: By Prime Minister Narendra Modi

Date of Plan launch: 8 April 2015

Loan Amount: 50,000 to 10 lakh

The interest rate on Mudra loan: Compared to other bank's interest rate, there is very little and cheaper


Payment period of mudra loan: Can be extended to 5 years ( (60 tenure))
Helpline Numbers: Call – 1800 180 1111, call – 1800 11 0001

If a person wants to start their business or want to pursue their current business, The Indian government has launched Mudra (Micro Units Development Refinance Agency) Scheme to promote small-scale industries. Loans are provided on without guarantee processing fees are charged for providing a loan under the Mudra schemeThe repayment period of Mudra loan can be extended up to 5 years. Facilities of Mudra card by the bank, “RUPAY” (accepted in all ATM’s)

Take a loan from government on fake documents,Giving wrong information to the government, unintentionally not submitting / refunding the loan or using the loan amount for some other purpose, This is all a legal offence, For which the applicant can be fined up to jail, And in the future, the possibility of getting a job in any government organization, And you will be banned from taking bank loan,Please do not abuse government help|

How To Apply for Aadhar Housing Finance Loan Step By Step Explanation

How To Apply for Aadhar Housing Finance Loan Step By Step Explanation

How to fill the online form for an Aadhar Housing loan?

For the base loan, you have to complete the online form, all this information is given below in full detail.
Fill this form right after you understand this complete information.

Firstly, you will have to go to the official website of the department ( to get the base loan, or fill out this form by clicking on the button "APPLY LOAN NOW"

Now all information is given with the following photos.


In the website, you can select the type of loan you want by clicking on "select an option". 


  1.  Write your true name in the Aadhaar card
  2. Give your email id, so that you can contact.
  3. 3. Put your own mobile number.
  4. If you work in an office, enter the landline number (if not to leave).
  5.  Enter the date of birth which is in the Aadhaar card.


  1.  According to the Aadhar card, select which state you live in.
  2. After selecting the state, select the basis which is close to you.
  3.   Enter your PIN code (found on the Aadhaar card).


  1.  What type of work you are doing (such as salaried (no job), self-employed (self-employed) other).
  2.  What work do you need for a loan (like buying a room, buying a home, buying a house)?
  3.  How much loan amount is needed?
  4.  What is your monthly income? 
  5.  If you call from the loan department, then what should be the right time to call you?


After filling all this information, you can select all the term and click on Submit, now your online form is completed.
After all this, you will call from the base loan department a few days later, then you have to go there by taking a document, after looking at all those papers, if they think a that you can repay the loan, Will give a check

Apply Loan Now

What is Aadhar Card Home Loan?

If you want to make your home. And you do not have enough money for it.Also if you want to start your own business And your economic situation is not strong.You want to get a loan to increase your business.But you do not have documents for any property. Those who take the loan as a guarantee in the bank.You can get a loan up to Rs 25 lakh on Aadhar card. You do not need any guarantees in order to get a loan on Aadhar card. You can apply for Aadhar Card Home Loan online at the bank or online.
Any citizen of India can avail loan through Aadhar Card Home Loan.The government of India is operating the Aadhaar Card Loan Scheme to strengthen the economic status of the citizens of the country.Discounts are also provided to farmers under this scheme.

Some conditions for obtaining Aadhar Card Home Loan*

  1. The applicant must have the Aadhar card to get a loan from the Aadhar card. 
  2. The age of the applicant should be above 18 years.
  3. Applicants should be a citizen of India.
  4. The applicant seeking a loan from Aadhar Card should be eligible to repay the loan. 
  5. The applicant must have a PAN card and bank account in addition to the Aadhar Card. 
  6. The loan taker should have some source of income from which he is able to repay the loan. 
  7. To apply for Aadhaar card loan, it is necessary to have a mobile number, email ID, address.

Assistance / required information

Toll-Free Number:- 1800 300 42020

If you have any problem in taking a loan or you do not understand anything, then you can get information by calling the toll free number isisree of charge in your preferred language by talking to the customer care.

Importance of Aadhar Card in Loan?

Any citizen of India can avail loan through Aadhar Card Home Loan. To get a loan, it is necessary to have an Aadhar Card.

The government of India is operating the Aadhaar Card Loan Scheme to strengthen the economic status of the citizens of the country. Discounts are also provided to farmers under this scheme.

Aadhaar card has been compulsory for almost every work of today. Where the Government of India has mandated Aadhaar card in all government schemes. The same has now made the Aadhar card mandatory for any work in the private institution. A lot of features are also being received from the Aadhar card. Now through Aadhaar card, we can also get Aadhar Card Home Loan.

The government of India is providing loan on Aadhaar card.
Any Aadhaar card holder can get loan up to Rs.25 lakhs on Aadhaar Card.